⚠️ Read this first: a chargeback is not a way to get gambling losses back. If you played and lost fairly, that's not a disputable transaction — card networks explicitly exclude "I didn't like the outcome" as valid grounds, and Revolut will decline a claim on that basis. This guide covers the specific situations where a dispute genuinely applies.
Valid reasons to dispute a casino payment
A chargeback exists for cases where something went wrong with the transaction itself, not the outcome of play:
- Unauthorised transaction — a deposit you didn't make, or a card used without your permission.
- Withdrawal approved but never arrived — the casino confirmed a payout, the money never reached your account, and support has gone quiet.
- Duplicate or failed-but-charged deposits — you were billed twice, or charged for a deposit that never credited your casino balance.
- The casino disappeared — it stopped responding entirely, or the site went offline holding your balance.
- Terms weren't honoured — a bonus or promotion advertised at deposit time wasn't applied, and the casino won't correct it.
💡 None of these require the casino to be at fault maliciously — a genuine processing error qualifies just as much as anything else. What matters is that it's a transaction problem, not a "I wish I hadn't played that" problem.
Contact the casino before you dispute
Card networks and Revolut both expect you to try resolving it directly first — it's faster when it works, and it also becomes part of your evidence if it doesn't. Keep records: screenshots of chat transcripts, emails, ticket reference numbers, and dates. If the casino refunds or fixes it, you're done. If they go quiet, stall indefinitely, or flatly refuse for a case that fits the list above, that's when you move to Revolut.
Raising a dispute in the Revolut app
The flow is the same one Revolut uses for any card dispute, not something specific to casinos:
- Open the transaction in your Transactions list.
- Tap Report an issue and select the option that matches your situation.
- If it qualifies, you'll see a Submit Chargeback Form button — fill it in with as much detail and evidence as you have.
- Revolut reviews the claim and, if it proceeds, raises it formally with the card network (Visa or Mastercard) on your behalf.
You can track status from the same transaction at any time. If you need to talk to someone directly, Revolut's chargeback team is available through in-app live chat.
What actually strengthens a case
Screenshots of the casino's own confirmations carry the most weight: a withdrawal-approved notification, the relevant clause from their terms and conditions, chat transcripts where an agent made a commitment. Vague complaints without documentation are far weaker than a specific timeline backed by screenshots.
How long it takes
There's no fixed turnaround Revolut guarantees — straightforward cases with clear evidence resolve faster than ones the card network has to investigate in depth. Expect it to take weeks rather than days, and be patient; chasing constantly doesn't speed up a network-level review.
Disputes FAQ
Can I dispute a payment just because I lost money gambling?
No — losing while playing normally isn't a valid dispute reason. Chargebacks cover transaction problems, not game outcomes.
Do I have to contact the casino first?
You're not blocked from disputing without trying first, but it's expected practice, it's usually faster, and the attempt itself becomes useful evidence if you do end up disputing.
What if the casino says the withdrawal was sent but I never got it?
Ask them for the transaction reference or confirmation they used to send it — if it doesn't match anything in your Revolut transaction history, that mismatch is exactly the kind of evidence a dispute needs.